Payactiv Earned Wage Access for ADP Workforce Now®
Financial Wellness and Workforce Engagement
Contact Us Try the Free Edition
Payactiv Earned Wage Access for ADP Workforce Now®
Try the Free Edition

Payactiv Earned Wage Access for ADP Workforce Now®

Financial Wellness and Workforce Engagement
Contact Us Try the Free Edition
Contents

Integration Details

PayActiv for ADP Workforce Now is fully integrated with ADP Workforce Now. A business administrator can use Single Sign-On (SSO) to subscribe PayActiv and their employees can enroll using their ADP credentials. With this integration, PayActiv can get employee PPI data using real-time API PULL, get time and attendance data using real-time or batch API PULL, and PUSH payroll deduction data as a batch through API once a pay period.

Integration Details

ADP Applications Integrated

  • ADP Workforce Now

Integration Type

  • 1. Read data from ADP
    2. Bi-directional data exchange
    3. Single Sign-On
    4. Referral

Application Type

  • Data Connector & End User

Data Sync Frequency

  • Real-time for employee census data Real-time or Scheduled (hourly) for time and attendance data Scheduled (once a pay period) for payroll deductions

Data fields

  • Time and attendance fields pulled from ADP Workforce Now:
  • Payroll deduction fields pushed to ADP Workforce Now:
  • PPI fields pulled from ADP:
    1. First name
    2. Last name
    3. Employee ID
    4. Employment Type (Salaried or Hourly)
    5. Income rate (Hourly, Pay-period, Monthly, or Annual)
    6. Hire date
    7. Date of birth

Commitment to Responsible AI

Together with ADP Marketplace, our company is committed to the responsible use of AI. When incorporating AI into our product(s), we have agreed to comply with ADP Marketplace’s AI principles focused on human oversight, monitoring, privacy, explainability, transparency, and mitigating bias. Learn more here.

How we use AI

  • Payactiv leverages AI models to analyze trends data, which enhances the operational efficiency of our programs. Our AI agent (Liv) provides workforce insights based on EWA usage and other Payactiv services, with appropriate human oversight and privacy safeguards to support responsible decision-making. Our approach helps ensure that AI's capabilities are utilized responsibly and effectively to benefit our users.

    • We employ AI to identify patterns and insights that inform decision-making processes, without utilizing personal or user-level data.
    • Our AI systems operate under strict human oversight, with audit and risk assessments to ensure they function as intended.
    • All recommendations generated by our AI models are intended for human decision-makers, ensuring that the final decisions are made by people, not machines.
    • We continuously monitor and test our AI models to maintain their performance and mitigate any potential biases.
  • If you have questions about how Payactiv uses AI, please contact us.

Timely Earned Wage Access

PayActiv has revolutionized how workers get paid with the first-of-its-kind, timely access to earned wages. Employees can access 50% or up to $500 of earned wages instantly. Funds are credited to an existing account of the employee (no change to employee banking relationship). All employees eligible. No cost to enroll or cancel. $5 flat fee per pay period only if services are accessed. Includes multiple (up to 3) access to earned wages, bill pay, savings tool, pharmacy store discounts and more. PayActiv funds earned wage access (no change to employee payroll process). There is no upfront or setup cost to offer PayActiv.

We Advance the Cash

  • PayActiv advances the cash so no change is required to the cash flow of your business.

Many Free Financial Services

  • ADP Card Load - If you are currently making ADP Pay cards available to your employees, they can instantly load funds. Instantly means instantly.
  • Employees can transfer the money to a bank, pay electronic bills, or load a pre-paid card at no additional cost.
  • Bank Transfer - Employees can transfer their accessed wages directly to their bank or send it to another bank account.

Access for the Underbanked and Underserved

  • Use Uber anytime from the Payactiv app, no credit cards or Uber account is required.
  • Users can pay bills directly from the Payactiv app.
  • Pick up as cash from the nearest Walmart Money Center.
  • Load funds on an Amazon gift card, no additional cost.
Timely Earned Wage Access

Tips & Mileage

Replace the outdated manual calculations, delays, and hassle of having enough cash on hand to disburse your employees' tips and mileage with the Tips & Mileage feature. Service industry employees rely on more than half of their income to come from tips. We can help you automate electronic disbursements of employees' tips directly to a Wisely card, existing debit card, or bank account. You can eliminate the need to keep large amounts of cash on hand and rest easy with a 2-day cash float.

Happier Employees with Better Tips

  • Increase cash flow with Payactiv's 2-day cash float
  • Save time on processing and disbursing daily tips
  • Reduce errors related to manual processing of tips
  • Works with your existing POS system, no disruption to your business
  • Eliminate trips to the bank and armored car deliveries
  • Give your employees better access to their tips
Tips & Mileage

Intelligent Budgeting and Savings

Employees can take their financial planning to the next level with our goal-based budgeting and planning engine. Powered with machine learning and AI, employees benefit instantly. Users can intuitively calculate how much they want to save terms of hours of work, for instance, if you make $10/hr, then a $400 emergency fund could mean saving one hour a day for 40 days. It’s a revolutionary and effective way to start saving, specially designed for hourly workers. Finovate awarded it the Best of Show in 2016.

Uses Behavioral Conditioning

  • Get an assessment on how much is safe to save each pay period
  • Allocate saving for upcoming expenses or saving goals
  • Save automatically from your paycheck each pay period
  • PayActiv uses a unique approach to help users save, for instance, if you make $10/hr you can set a goal of saving $400 for an emergency fund by saving one hour a day for 40 days. This approach is intuitive for someone who works at hourly rates. Moreover, having the option to save a certain amount every day, means that they can watch the savings grow every day. This keeps people motivated to achieve their goals.

Goal-based Budgeting

  • Employees can create custom categories and allocate funds for major expenses and track daily savings progress from their app.

Saving at Source

  • With PayActiv saving begins at the source—this means that if the user sets a goal to save a certain amount of money then that amount is not available via earned wage access, instead, it is set aside under savings and credited to the user's savings bank account a day before payroll.
Intelligent Budgeting and Savings

Financial Literacy and Financial Counseling

Whether the goal is to learn effective budgeting skills, save for the future, or find a way out of debt, PayActiv financial coaching benefit includes free and unlimited access to knowledgeable financial coaches. Employees can discuss and develop balanced personal budgets and spending habits while learning important savings strategies.

Budgeting and Saving Strategies

  • Helping employees improve their budgeting skills and savings strategies

Credit Building

  • Aiding employees in understanding their credit, improving their credit and increasing their credit scores.

Debt Resolution

  • Counseling employees to understand their options to reduce and pay off debt-from debt management to debt settlement and bankruptcy.
Financial Literacy and Financial Counseling

Discounts

In addition to earned wage access, better banking products, savings and budgeting tools, and financial counseling, PayActiv has developed relationships with local and national stores to offer discounts to employees enrolled in PayActiv. Employees can find and access discounts from the mobile app anytime.

Discounts

Employer Portal

An easy-to-manage online portal provides everything needed for HR and payroll managers to manage the financial growth services and monitor the adoption and engagement with their workforce.

Employer Portal

Manage Users

  • Sign up new employees, look up needed information, make updates, and deactivate users.

Administer Services

  • Issue payroll cards and off-cycle payments, manage tips and awards, offer shifts and more.

View Transaction History

  • Review direct deposits, EWA activity, and disbursed payments like tips/mileage and off-cycle pay.

Track Progress

  • Track adoption rates for implemented services and measure success for your organization.

AI Agent for Workforce Insight Queries

With Payactiv’s AI agent, Liv, users can ask natural-language questions to retrieve insights based on EWA usage and other Payactiv services, including trends over time and high-level workforce signals.

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